A reality check, not a guilt trip

Skipping this class costs you $X.

Punch in your tuition. We'll do the math — including what that skipped lecture really costs once your student loan has finished with it.

Run the numbers

Your numbers

Pick a school to auto-fill typical tuition, or leave blank and enter your own.

Include tuition and mandatory fees. Exclude housing, food, books, and transport.

How does your school charge?

Most full-time students pay a flat rate. Part-time is usually per credit.

Paying with loans?

Struggling to show up? That's bigger than money. Find campus-friendly mental health support →

How the math works

No trickery. Here's every number on the page, demystified.

  1. Cost per class session

    Tuition ÷ meetings per semester. For a flat-rate semester, that's tuition ÷ (meetings-per-week × weeks). Per-credit-hour schools: we first convert to a class-level cost using the credits you're taking.

  2. Loan-adjusted cost

    Standard amortization. If you borrowed this money at r% over n years, you'll actually pay P × (r/12)(1+r/12)^(n×12) / ((1+r/12)^(n×12) − 1) × n × 12 to retire it. We default to the 2025–26 federal undergraduate rate (6.53%) and 10 years.

  3. Equivalences

    Rough national averages for a burrito, a concert ticket, and a month of Spotify. They rotate. Not financial advice — just context.